With multi-party computation (MPC) wallets becoming the standard for secure digital asset storage, businesses and institutions are searching for the best MPC wallet to enhance security while maintaining ease of use, scalability, and compliance.

In this guide, we explore the top 5 MPC wallets in 2025, each offering cutting-edge security, wallet integrations, and institutional-grade features.

1. Fireblocks

Fireblocks has established itself as the gold standard for institutional MPC wallets. The platform is trusted by banks, hedge funds, and asset managers because of its multi-layered security, automated transaction workflows, and compliance-first approach.

What sets Fireblocks apart is its network of 1,800+ institutions, allowing instant, secure settlements without counterparty risk. Its MPC key management system eliminates single points of failure, significantly reducing the risk of private key theft or compromise.

Beyond security, Fireblocks' enterprise APIs make it an ideal solution for fintech companies and exchanges that require seamless integration with trading desks, liquidity providers, and compliance teams.

Key Features:

✔ Network-based security model – Secure transactions within a closed network of verified institutions.

✔ Granular access control – Set custom approval workflows for transactions.

✔ 24/7 monitoring & anomaly detection – AI-driven fraud detection tools.

✔ Regulatory compliance – SOC 2 Type II, ISO 27001, and GDPR-ready.

Best For:

Hedge funds, custodians, exchanges, and enterprises that require high-volume transactions with bulletproof security.

2. CoinWallet by CoinsDo

CoinWallet by CoinsDo is a highly secure MPC-based wallet provider designed for businesses, enterprises, and crypto exchanges.

What makes it unique is its multi-layered security infrastructure, which ensures that no single party ever has full access to private keys. Instead, distributed key shares are used to authorize transactions securely.

CoinsDo also features flexible API access, allowing businesses to integrate the wallet into existing payment infrastructures for automated transactions.

Key Features:

✔ MPC-based key splitting – Prevents single points of failure.

✔ Enterprise-grade security – Ideal for businesses handling high-value transactions.

✔ Comprehensive API suite – Supports easy integration with business platforms.

✔ Flexibility – Split your key up to 9 shards and freely define approval threshold

Best For:

Crypto exchanges, enterprises, and financial institutions looking for secure MPC wallet solutions with customizable APIs.

3. ZenGo

ZenGo takes a radically different approach to key management, removing private keys and seed phrases entirely. Instead, it uses MPC-based threshold signatures, splitting cryptographic secrets between the user’s device and ZenGo’s infrastructure.

This eliminates risks such as phishing attacks, SIM swaps, and seed phrase leaks. Even if a hacker gains access to a user’s phone, they cannot steal funds without ZenGo’s authentication.

ZenGo is also DeFi-friendly, offering built-in staking, swaps, and NFT support within its app. This makes it ideal for everyday crypto users who want a highly secure yet intuitive experience.

Key Features:

✔ Integrated DeFi & staking features – Earn yield while keeping assets secure.

✔ Instant account recovery – Uses biometric authentication instead of seed phrases.

✔ Supports Bitcoin, Ethereum, and 70+ cryptocurrencies.

Best For:

Retail investors, small businesses, and DeFi users who want a user-friendly yet highly secure MPC wallet.

4. Coinbase Wallet

Coinbase Wallet brings MPC-powered security to a mainstream audience, combining self-custody with institutional-grade compliance.

Unlike traditional custodial wallets, Coinbase Wallet uses MPC to distribute key shares, allowing users to maintain control while still having an added layer of security from Coinbase’s infrastructure.

What makes Coinbase Wallet unique is its deep integration with the broader Coinbase ecosystem. Users can easily transfer assets between Coinbase Exchange and their MPC wallet without additional fees, making it an ideal solution for investors who want self-custody without losing exchange-level convenience.

Key Features:

✔ MPC-based security – Self-custody without relying on a single private key.

✔ Seamless integration with Coinbase Exchange – Transfer funds instantly without fees.

✔ DeFi-ready – Access dApps, swaps, and staking directly from the wallet.

✔ Regulatory compliance – Aligned with Coinbase’s global security standards.

Best For:

Investors who want self-custody with the security and convenience of a regulated exchange.

5. Qredo

Qredo is a decentralized MPC wallet provider that focuses on cross-chain liquidity, decentralized governance, and institutional custody.

Unlike Fireblocks or Coinbase, which operate in centralized environments, Qredo uses a Layer-2 blockchain to enable instant transactions, cross-chain swaps, and decentralized settlement finality.

This makes it highly attractive for DeFi protocols, decentralized exchanges (DEXs), and funds looking for fast, low-cost, and trustless transactions.

Key Features:

✔ Decentralized custody model – No single entity controls private keys.

✔ Layer-2 instant settlement – Reduces gas fees and increases transaction speed.

✔ Institutional-grade security – MPC-based cryptographic approvals.

✔ Enterprise governance tools – Custom transaction policies for institutions.

Best For:

DeFi funds, institutional investors, and developers seeking decentralized MPC security.

Honorable Mentions

Copper

• ClearLoop technology reduces counterparty risk.
• MPC-based security with regulatory compliance.
• Trusted by major financial institutions.

Curv (by PayPal)

• Acquired by PayPal, offering robust institutional security.
• Uses MPC cryptography for secure key management.
• Seamless API access for businesses.

Account Abstraction Wallets: An Alternative to MPC Wallets

As multi-party computation (MPC) wallets continue to gain traction, another innovative wallet technology is emerging in the cryptocurrency space—account abstraction wallets.

While MPC wallets focus on eliminating single points of failure through distributed key management, account abstraction (AA) wallets take a different approach by enhancing user experience, automating transactions, and enabling smart contract-based wallets.

What Are Account Abstraction Wallets?

Account abstraction (AA) is a blockchain feature that allows smart contracts to function as fully customizable wallets, removing the need for externally owned accounts (EOAs) like traditional Ethereum wallets.

With AA wallets, users don’t need to manage private keys or sign every transaction manually—instead, they can program automated approvals, multi-factor authentication, and flexible recovery mechanisms.

Ethereum’s ERC-4337 standard has pioneered account abstraction, making AA wallets a promising alternative to MPC solutions.

Key Benefits of Account Abstraction Wallets

1. Improved User Experience

Unlike traditional wallets that require manual transaction approvals, AA wallets can automate payments, schedule transactions, and enable multi-step operations in a single click.

1. No Seed Phrases or Private Keys

Users can rely on biometric authentication, social recovery, or passkey-based authentication instead of manually storing seed phrases.

1. Gas Fee Sponsorship & Flexibility

AA wallets allow third parties (such as dApps or wallet providers) to sponsor gas fees, eliminating the need for users to hold native tokens like ETH just to process transactions.

1. Multi-Signature & Role-Based Access

Businesses and DAOs can configure custom permissions for different users, allowing role-based approvals for transactions.

1. Enhanced Security with Smart Contracts

Since AA wallets are smart contract-based, they reduce reliance on private keys while allowing custom security policies, such as:

• Time-locked withdrawals
• Transaction velocity limits
• 2FA/MFA security layers

Final Thoughts

As the cryptocurrency landscape evolves, MPC wallets have emerged as a gold standard for secure digital asset management, offering enhanced security, flexibility, and seamless integrations for both retail and institutional users.

For those exploring emerging wallet technologies, account abstraction wallets offer an alternative approach, focusing on automation, smart contract security, and gas fee optimization.

Ultimately, the best MPC wallet for you depends on your specific needs—whether it’s institutional security, DeFi integrations, or a user-friendly experience. With MPC and account abstraction technologies pushing the boundaries of digital asset security, the future of cryptocurrency storage is safer, more flexible, and more user-centric than ever before.